In general I like the idea of people not being able to buy something on credit but due to the fact that it´s crypto I´m not that convinced that the move is such a good one. He´s probably just keeping people out so he can buy all up cheap before the real crypto rally starts.
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I agree @steembusiness.
It isnt the decision I so much disagree with...although someone who buys crypto with a CC and pays it off on the next bill, should that person be prevented from doing that? Overall, I agree with your second statement....there is most likely other motivation there.