Bitcoin and Ripple have very different governance and ownership structures. Bitcoin is highly decentralized and open source, owned by a community that agrees on changes.
https://www.inverse.com/article/39947-ripple-vs-bitcoin-5-biggest-differences-between-the-cryptocurrencies
Shared via Bitcoin Price IQ
https://goo.gl/kYYzWf
Ripple is a ploy for the elite bankers to secure a monopoly over bitcoin. It's virtually the Federal Reserve collecting all the gold and giving you inflatable dollars. You trade all your bitcoin (Gold) in for Ripple (the Dollar). Now they control the true wealth, and with a centralized currency in its place, they can inflate, and deflate as they please. Virtually ruining the purpose of crypto in the first place.
#Decentralization ❤
Couldn't agree more, forget bch too lol