WordPress has a really lightweight core and then a huge ecosystem of plugins anyone can install to add the functionalities they want. I think this design principle was critical to the massive success of WordPress. People can use Hive for the basics and for any additional functionalities beyond the lightweight core they can use second-layer stuff that provide what they're interested in.

In regards to Lite accounts, did you see what Leofinance has already created? - https://peakd.com/hive-167922/@khaleelkazi/durnibxb