I don't think it would drastically reduce the user base significantly... people might need to work at it a little bit harder, but it should drive all the growth we've seen in SBD into Steem... so in the long run you should be much better off because commerce users will adopt the platform as well.
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Why would I be better off because commerce would use it? I feel like only a very specific type of user could benefit from that. I already spend a lot of time and effort on my content anyway.
Any significant use of SBD (even if not by you) would drive capital into STEEM and drive up the STEEM price significantly, which is another way of ending up with bigger rewards to drive growth. The potential to address that market and gain enormously in STEEM market cap (and again, that means larger reward pool size) dwarfs the current (temporary and unsustainable) benefits from higher valued SBD.