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Life insurance is the best way to create wealth for generations.

You mean for insurers?

For your children

I am sorry, but insurance is a scam to begin with, and now they find anyway not to pay. It's all over the news

You can also use insurance as loan collateral.

But why? And you have to be so careful in regard to terms and conditions. Unless you can hold insurance accountable, in the end you just make them rich.

Someone always gets rich off someone else getting rich.