Hi Alex, thanks for stopping by with your questions.
While I'm sure that silver jewelry does help, colloidal silver is really the ideal way to get billions of silver atoms dispersed throughout your body where they can do the most good. There are many delivery methods (follow that link) including using a nebulizer to get the silver into your bloodstream via your lungs. Please do read all about it at http://SILVERengines.com.
Regarding Flu-Ban, perhaps you could compound a reasonable substitute if you can get the ingredients? Here's a photo of the label on the jar. Unfortunately, the exact proportions are unknown, but you may be able to find dosage suggestions for the individual ingredients?