Oh, I see. Yes, when you don't have much responsibilities in terms of paying rent and taking care of others, it will be very easy for you to use the little money you have just to travel.

The banking system in my country does not support the use of credit cards. And sincerely, it's difficult for a bank to loan you money just for travel. First of all, you need to have a collateral like land or something worthwhile to lay on the table to get a loan. It's not like the western world where people can live on credit cards.

You see, I schooled in the UK for one year. and that was my first time of being exposed to a system that is totally different from where I came from, Nigeria. I mean, life is easy there with access to loans, properties, etc. Sincerely, I wish the system was better in my country too.

Anyway, I'll keep your tips with me because I'm a travel-freak too. Thanks.