Some of the problems are down to people coming in from a cryptocurrency subculture that is obsessed with privacy. Bitcon in was sold on the basis that it was pseudonymous, and some users have gravitated to Monero because they want even more privacy that bitcoin provides.
But on steemit, there is no privacy. Because of all the introductory posts and the personal stuff revealed in articles, including where they live and photographs of themselves, all of which are attached to a wallet that is publicaly viewable, people's whole life is on display here, including their money.
It's not only the opposite of what bitcoin is doing, it's way more transparent than the fiat system. That's a culture shock to people.