I not sure that I will ever want to cash out. I can live on less than 1K USD/month and don't really see any reason to change this. For me this is about unconfiscatability more than anything else. Government has gotten completely out of control. Badge wearers are licensed grifters, or more technically, cleptocrats. Everyone else will foolishly buy lambos, but I'll be looking for a Pinto.

For this reason alone, I refuse to buy a new car and always drive used even though at this point I can easily afford new.