If they are insured correctly insurance companies will pay out. If not insured then not. Still, no amount of money could replace lost items like wedding and children's photos, documents of a personal nature, and mementos or keepsakes right? Imagine someone escorting you, just you and your immediate family, from your house and nothing else...Then burning it down. That's what they have lost.
Still, there people worse off than this around the place so it's all good.
All such documents should be scanned and stored in a cloud.
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So compassionate of you.
Just a piece of helpful advice to anyone reading this. Obviously too late for your sister's family but I'm wasn't talking to them, was I?
Much appreciated by those reading, I'm sure. Thanks.