Can a paycheque be a crutch absolutely it is for many, but you can make it something more. Even if you're putting aside a few dollars, you're also lucky to be earning in Dollars it makes life so much easier when I compare to earning in South African Rands lol. I agree with multiple source of cash flow, most people want to get rich quick and not gain wealth slowly.
If you can find something that pays you and you can scale that up and then replicate it a few times why not.
Like me, I have HIVE/STEEM/BLURT that I earn online
- I earn from my marketing blog
- I earn through traditional investments
- I earn through blogging for others
- I earn through running workshops and training
- I have positions in several alts
- I dollar cost average into BTC each month
- I sometimes connect people I know with other people and charge a fee. Example, the other day a friend asked me do I know someone who does facebook ads and I said yes and connected them and they gave me a fee for the connection :)
It's not a lot of money I am by no means rich but I feel every bit counts, I don't know for how long my skills will make me money, if I'll have access to markets locally or internationally where I can earn so Im making as much as I can while I can
Sounds like your doing good in my book. What I would love to do, and am currently looking in to, are ways to earn outside of my current job.
I think Hive can be a good place to start, as is buying into BTC and other coins and blogging. I have an idea brewing in my head as to how I want to alter how I blog on hive and scale up from there into various forms of income.