hahaha, i am so in your shoes right now but there are many features about crypto, that i haven't delved into! only till lately did i try to convert steem to sd on the market part of our wallet. i also tried blocktrades to exhanges bits of steem, to see how that works. i entered steemit just in the same manner as me and i see you are ahead a bit. how about changelly, i see people feature that as a means to buy crypto with fiat. i feel it will work in your country of residence. plus https://99bitcoins.com/how-to-buy-bitcoin-with-a-credit-card/