Keep in mind that leverage works to your advantage. The more steem power you have the more you can use it to earn more.
After my divorce I was $50,000 in credit card debt. I had support payments of $2700 per month and an income of 6000 per month before taxes. After it was all said and done I had just 1500 per month to live on.
I settled my debts for 50 cents on the dollar by borrowing from my parents.
What I learned is that if you have no assets and no visible income then debt collectors and their interest payments are meaningless.
Save up some steem dollars and hold off for a settlement. Nice thing about crypto is they cannot garnish your paycheck or steal your savings. You are in control.
Meaning don't cash anything out on July 4th right? I feel like I want to do the opposite of everyone else. This would mean I don't cash out anything, well maybe like $500 just to see how it all works...