I took another peek at your post, and have something, perhaps many things to add to my other reply...
First of all, you call Silver and Gold "real money", but they are no longer used as a Circulating Money with the Common People...
Yes, they are Worth Money, but you'd have to Cash them in for a Monetary Tool, used to buy, sell and trade...
You mentioned that the average person will need between 5,000 and 10,000 worth of Precious Metals in today's Dollars, to Survive and Thrive what's coming on the near Horizon...
As per my Theory, that will only equal 50 to 100 U.S. Crypto-Dollars, after the Reset... You'd be able to obtain the U.S. Crypto with an equal amount of U.S. Coinage," or" the 5 to 10 thousand in today's Dollars...
To sum it all up, my Theory says that if your want to be in, on the Biggest Transfer of Wealth the World has ever seen, you will need to be holding Physical U.S. Coinage, before the Reset...
It will cost you more, but yes, U.S. Bullion Coinage will be good if you can't get your hands on Common U.S. Coinage...