WHY: Wealth preservation
WHAT: Generic silver all sizes and shape (except 100 oz bars), foreign govt minted silver (full tubes only!) with $.99 or less premium per ounce (it's out there, just have to find it), SAE with $1.79 premiums or less. Some graded Kruerrrands, big mistake!
Gold purchases are primarily govt minted 1oz pieces as there is not much of a premium difference at the 1 oz price between generics. I have lucked into 1/10 oz GCML and GAE under spot price using discount codes from different vendor. Pre-33 gold Double Eagles MS63 or MS64
WHO: Whoever has the best price.
WHERE: Right next to the gun safe. Self directed and possessed PM IRA (Only US minted coins are allowed)
WHEN: Selling when certain collections are complete (IE Queen's Beast), Checking full govt minted tube for any possible numismatic coins, when the bottoms drops out of the market.
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Great answers and very detailed! Sounds to me like you've really thought it through and you know what you're doing. Congrats.