From the bank, for a $1 Silver Certificate, (not a Note), I got my first Morgan Silver Dollar, in the late 1950's. And spent it within a week. They did not really circulate, a lot. But the banks, by law, had plenty. All USA Dimes, Quarters & Halves were 90% silver. It was not unusual to get a 35% silver nickel, occasionally, in change. Money was real, and harder to come by back then.