I can't speak about their services from any personal experience, but I am somewhat familiar with some of their ideas. I like the idea of having your precious metals value held for you on a debit card that you can take and spend anywhere, as you like. And, I like Mike Maloney - he's one of the more knowledgable and gifted communicators when it comes to teaching other people about the precious metals market. I don't know of any reason not to use GoldMoney, if that's what you are interested in checking out. I've never heard any bad news about them.