This is not exactly true. Also a account with 0 Steempower has some resource credits, so he can play some games, but you are right that it should be possible to play without looking to resource credits.
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You are correct but any gamer or anyone trying to climb the league will run out of RC in a hurry and it will take too long to regenerate with 0 SP in their accounts. SM currently delegates 20 SP to new players when they run out and even with the 20 SP delegation some still need more to meet their playing needs.