I also immediately grasp the importance of the security measures against gaming the system, and red-flagging potential abusers. Giving away money naturally attracts scammers. The other thing is, like you say, it does take some money to set up a secure system, and the big plus about running it through Steem is that anyone can see who is getting what, and they can also double check, if they are inclined to do so.

It's funny also, I have a situation myself, where I need a fairly big whack of change to break through administrative cost boundaries to get my residency permission. But most of that money only needs to be in my account long enough to do the paperwork, and once they give me the permission, I can get the ID card and I have 1 year of being a proper Bulgarian Long Term Resident. The money can go directly back to the donor. And with that ID card, banks will give me a loan. I don't need a huge one to then cover the cost of getting the no-job-advance-rent-payment lease agreement and pay that back as well. The point is that then I am in a position to offer hosting services directly out of my residence for witness or miner systems. I can't do that in my current location.