I think if you are new and have a low reputation then save your vote for curators who make good posts that earn consistently. This way your vote will earn you steem and SBD with curation. Once you have gained some steem and powered up, then start to up voting your own content. Just how I see it.
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I am in agreement with you. I think if you've earned your reputation and steempower over time, you should be able to do what you want with it... because you've been using the system so long. But there are a lot of people who don't see it the same way, and some of them are level 70+ so you have no choice to make sure a giant doesn't teach you a lesson. We really should have a definitive policy or program code to handle this situation once and for all.
I see it the opposite. If you are new, curation isn't financially rewarding...so okay to vote for yourself. Once you are a whale and have over 1k followers, then you don't need to vote for yourself...and you can actually get a financial benefit from curating good posts.