I am going to quote this and answer it separately here.
"What would you suggest somebody do who has a large stake of SP but does not have the time to vote manually? Delegate it all out (which yields zero returns for their investment)?"
I do think they should delegate it to users that will share the joy, if they haven't the time to do so themselves.
And I vehemently disagree that it yields zero return. It simply encourages capital gains to produce returns, a mechanism that has worked since before history began. It just doesn't reap short term cash, like selling brooms out the back door would.
I think disregarding capital gains is terribly shortsighted, and is going to cause Steemit to fail. I think it's going to cause Steemit to fail because cash is king, and those who have mined the majority of Steem that exists are going to milk those stakes until they can't, and then move on.
That's not good for Steemit in the long run.