I feel it would be a waste for India to miss out on this opportunity to provide a transparent, auditable and incorruptible way to bank the unbanked at a very low cost through blockchain. Check out the my first steemit post that I wrote regarding banking the unbanked.
https://steemit.com/introduceyourself/@tanhongjie/hello-steemit-i-m-hong-jie
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i dont think india will miss out this. It will lead once cloud will be cleared by government.