I resonate with this article on the need for internet access as a prerequisite for blockchain infiltration. I live in Zimbabwe, a third world country where the struggle for basic survival is everywhere you turn your head. We are sticking to a system that is obviously not working for the majority of people and we are falling behind at a fast rate as the population increases. We keep looking up to the government despite lack of any proof that it has ever been good for the majority. Yes, I am part of the 50 unbanked ones, I have never had a medical aid and never been to a dentist. These things are easily accessible and affordable to the formally employed and those who can prove income and residency. We have had alarming hyperinflation 10 years ago and right now we are facing a nationwide cash crisis. Even the smallest transaction costing $1, can costs as much as 30% to transact in addition to charges by the bank for transferring that money simply because it is in a digital form which is inferior to the scarce notes and coins. People have different attitude to the value of money here and they are constantly buying and selling cash from one form to another, a foreign currency like USD, Bond Notes and coins, then mobile money.