I'm doing a combination of there. I'm keeping most of what I make powered up, but I'm also taking advantage of this extra income to treat myself. I have a Bitwala debit card that I can charge up with Bitcoin.That's working well for me. I have also bought things using Steem/SBD directly and hope to do so again. It's a very convenient currency as it's quick and there are no fees. I'd like to see more people actually using these currencies. We need more places to spend them.

Steem on indeed