Erm, I do believe you contradicted yourself in less than a sentence; unless you're saying you're not a serious person, even though you do it for a living?
I don't use it for that. Or reccomend it to my clients. I believe it has the potential to be a useful financial tool (and its that potential that brought me here and has kept me here), and i am watching it to see if it realizes its potential. But right now, that's all i see there financially. Potential.