I've found that with the 100% return bots I just about break even. If I pay 1 sbd I get back just about a 2 sbd upvote but when it's all said and done I get 1sbd back, .25 steem and the rest goes to the curators. So, we would need a 300% return bot in order to get again (provided the value of steem stays stable). It's kind of annoying but I'm hoping to get some traction eventually...
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Yes, you are correct. You don't actually have to have 300%, since 50% of what you get goes to SP which you still own, just cannot withdrawal it immediately.
It is pretty much impossible to get any bid-bot vote for much over 50% unless you really just get lucky or use the little ones like @bumper But even there, it can be worth it if you can get your post onto the trending or hot list.