Hope all is well my friend. The problems that are causing this is fear of the government. They insist on picking winners and losers so their constituents (those with fat ass wallets) can be the monopoly. Fear of being charged with money laundering, not complying with kyc aml laws keeps the founders of these chains from wanting to add that to their list of things being scrutinized.
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Agreed, and all good here now, I had to go away for a few days on my own, to sort out the messed up thoughts my family (mother) left me with, all clear now though bro.