I believe the reason it shouldnt be done and probably wont is so that at least half goes straight back as an investment. Its a good thing that it takes time to turn Steem Power into steed. I get what you are saying and its worth considering but i lean toward more steem power.
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If you like Steem Power, that's great. In the new system, you could still opt for 100% power every time.
I do agree that each individual should be able to decide for him self. At least with your proposal its not 100% SBD so some would be locked into steem power. Good idea none the less