Appreciate the skepticism @davidallenjones. It is always healthy to ask questions. The only thing I will say is that while I agree we may not need decentralization in every aspect of our society, money is one of the best use cases for decentralization.
As our current system operates, the value of our money is determined by a select few unelected officials at the IMF, BIS, and in central banks. These unelected officials are really running the show, and hardly anyone pays any attention to them. This allows them to do whatever they please, use complex sounding language to appear friendly and all-knowing, promote shady political agendas, various other unmentionables, all while devaluing the value of our hard earned savings.
This is a topic I really care about and actively write about, so I encourage you to read a bit of my material. I also highly recommend anyone reading this read the book below. It was quite the eye opener for me several years ago when I went down the rabbit hole.
Thanks for the thoughtful comments. I am really familiar with this topic and am writing a series of papers on the the subject as well. I am also familiar with the book and have it here. It is definitely a mind blower. My points though go to the question of what is a better system and is the current problem due to the people or the actual system? I cannot imagine a system that is "decentralized when we talk about currency. People use that word about cryptocurrencies yet are they really? Steemit has those who oversee things and favor is paid some over others based on some predetermined sense of merit. I did not have a say in that and probably neither did you. I love the concept but putting it into action is at best extraordinarily difficult. Kind of like the perfect society. Funny I am a dreamer for sure but I think as I get older I want so bad to see change happen that I am reluctant to go out to far on a limb because I have seen it break behind me too many time. I do feel that we are in a time of great change, but I feel just as certain that we may have been sold too much just to get us excited. And I personally do not think the oversell was necessary. the industry is dynamic and disruptive, but disrupting the money system. I really have to see the replacement and for now I do not think I have seen it yet. Again not saying it is not here nor that it will not come, only that what has been presented hasn't been a viable solution in my humble opinion. Cryptos each have their individual problems some of which are known and others that will present themselves if/when they scale. I hope t be a part of the change however it takes shape because as we can both agree on, there needs to be a change for the better. Also it is my understanding that Steem has built in inflation meaning that they wil not stop minting tokens. Is this accurate? Finally I will read your other articles. Thanks and keep pushing for a better future for us and our families.