What is homelessness though? If one has a family to take care of, having no money could be detrimental to such a person. And, I know I could not speak for the hardships of such a situation, and would most likely give more than half of what I have to help in such a situation. I once paid for housing around ~600SD a month, because someone told me it would be a good investment to have a comfortable place to lay my head. After experiencing a failure of this investment, I have chosen never to invest more than 150SD a month on a place to lay my head for myself. Yes, the quality does fit the price. But, I'm not going to let location, conveniences or surroundings convince me to give excessive amounts of money to rich people who have no idea what it is like to work for the good of the people around them.
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I'm not sure what you mean. Homelessness is a noun/descriptive, yes, the man I speak of is in a rough situation. Family or no. Many people have killed themselves (and their dependents, even) over feeling as a failure to their family, with no hope for a better day; usually men. This is just not this situation.