first of all for me 10 $ a day for a month is half of an year of salary so 2 months is an year salary lol
I wouldn't know what to do I would want a "dcounseling" ;) as for decentralized counseling to manage maximum outcome
I like to think long term so even though it is a huge amount for me I would probably reinvest it in steemit directly (Steem Power, Steem, ...) or indirectly (trading, outside investing, ...)