Usability
Blockchain technology lacks usability. It’s yet complicated enough to buy, move, exchange and store securely. The average people aren’t interested in going to an interface like stock market trading to move their money around.
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You are wrong. Banks have a more complicated system than for example Steemit. This system is easier and more frictionless. Have you even tried Coinbase? Have you tried Blocktrades? It's not complicated. It's in fact easier than it used to be. It used to be complicated. Now things are getting easier.
I agree, that is the biggest barrier. Until you can go to a store and scan a barcode or something it's going to be a difficult prospect to get wide scale adoption.
It's coming. Have you checked out @asbear and his awesome service called SteemPay? Super easy.
I think there are already some great concepts to help with the usability of crypto. However, I do see this as a giant need to move forward in mass adoption.
So, which is first? Usability or internet? Would one bring about the other?