So if you ever wanted to buy that beach house your chance to buy cheap is coming up with in a year or 3. We know it wont happen exactly the way it did before but it will happen again and they will have excuses like always however like you had said before this time will be much much worse. This might turn out to be something so bad we have never seen it before. It could get a bit scary. I watch Mark Maloney's and man did it put things in perspective. A must watch you wont regret it.