Real mainstream adoption will only happen when cryptocurrencies are easier to buy/sell for FIAT. Even though we are half way into 2017, the average person would have no clue how to get cryptocurrencies or give up half way through the process.
That's just my opinion.
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This. People know that fiat is dying, but are flummoxed with how to enter crypto. There are too few exchanges, a long wait with ID verification, then the issue of which crypto to buy, how to store (we need an AOL style GUI for simple users) and good security protocol for newbies.