Thanks for calculating this out. I thought they had decided on 5% a couple hardforks ago, but I guess they have changed it since. There is an annual percentage rate listed on the steemd witness page, but I believe that in the interest on SBD. Anyways most witnesses have set it to 0% now.
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I also could find the SBD rates, but nothing about the Steem Power rate. I am interested if you can recall where you got the 5% from, as I have not come across it so far ....