I was also powering up 100%, but then I thought i might need some money in a hurry so I switched to 50-50. I guess it all depends on how economically stable you are, if you have a steady income and don't depend on Steem I would say by all means power up 100%, if you have economic uncertainties go 50-50.
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Yeah thats mainly why Im switching to 50/50, in the past I have found myself being critical of people who do this but now my situation is forcing me to do so :) thanks for your reply @gduran