Hi @steverogers
It seems that I have made I mistake in my suggestion to opt for a 100% in payout for a post. Please refer to the comment buy @therealwolf. One should however convert to steem as soon as possible to avoid the high inlfation on the SBD coin.
Read this post - https://steemit.com/steemit/@bitgeek/50-50-is-a-better-payout-option-right-now