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Happy to help! Here is a post that I also use as an example on 'spending earnings:'

https://steemit.com/life/@robyneggs/i-just-bought-groceries-with-my-first-sbd-also-a-re-intro-post-including-local-portland-architecture-photo-blog-o

I don't know her personally, but it is a strong 'argument.' :)

Awesome. Thanks -- this is great.