Ah, that post about saving money will be useful. I had felt rather wary yesterday morning, when BTC was very near $5,000. When many others are exuberant, I'm nervous. So I sent back a chunk of BTC to Luno, and sold for ringgit. Even paid the 1% taker fee because I didn't want to wait. Then BTC suffered a drop.
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@thing-2 Wow! This is so nice of you! I definitely didn't expect anyone to upvote a sub-comment like this. Thank you. This is a very encouraging development in my very early days at Steemit.