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thanks ! but still I have some questions, I do see some higher lvl accounts got a higher "loan" will it increase over time ? are we paying for this ? and are we able to cash it out at some time ?

i can remember the number being about 5 times higher a week ago.
but i also have no clue what exactly it would mean

Mine was this value on default and stood the same :( Really strange it fluxuates, wondering based on what it fluxuates?

i thought i had to domwith the fork last week

Yea the loan is contingent upon your reputation, that would explain why you see higher level accounts with higher loan amount. The loans are there to help generate curation through voting, once you get like 75-100 STEEM I think it goes away so you won't be able to 'cash out ' the loan its simply there to get you involved with the community.

thanks for your explanation !

How can i get that i only got 33 sp ?

That's strange, why don't you have it !? Now I don't get it anymore :O

I think its for brand new users, a lot has changed over the past three months.