Hello Asher, nope I do not think you are stupid. I don't know when they do their payout to their investors, but I do know that @bellybank from several months back enticed a lot of investors with 45% ROI scheme, if I recall correctly he took the money and ran. @virtualgrowth ran a loan loanee cut and run with the money, loaners were left without. No I do not think you are stupid nor any of those you listed, fools and their money are soon parted. One name to add to the list of donate SP for free.
Prior to you being so nice to me and pushing my SP up and over the top so I could more effectively vote on post, @davemccoy gave me free of charge, no strings attached 50 of his own small balance of SP to try and help boost me up to the magic steemit 480SP level. So even though he may not have the thousands of SP points and power of some of those you listed, his name deserves to stand with them. Just my opinion.
Hey @bashadow, its always great to see you. I will let Asher weigh in more on you post, I just wanted to say thank you for the kind words and giving you and @beeyou delegations was something I will never forget! I have been so proud of you both and love the energy and drive I see every single day!
You care and it shows, and furthermore I love your style! Keep up everything you do and I am going to give you one of my three nickels for this blog because you are special!!!