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I myself have 1ltc, 23.2 steem and 100$ worth of btc (current market) - not a bad start :)
would you recommend powering up my steem or holding onto it; or is it all personal preference?

Personal preference, but long term powering up is useful if you'll be using the site a lot

rad man that is what i was thinking; ill probably just get some additional Steem next week or so and then power that up :)