A lot of people have been royally f**cked by Monarch. It's so sad and aggravating that consumers have such little protection against this kind of thing. Especially when Monarch was selling seats until the very last minute when they knew they were going bust. Upvoted and followed.
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It is annoying, yes. Hopefully at some point we will be able to get some money back, in the meantime we have had to purchase new tickets with a different airline. On the positive side we weren't stranded anywhere.