A very relevant piece in today's day and age. I've been blessed to be able to stay debt free at 20. But so many kids my age have racked up student loan debt and many other expensive things they are "paying off".

At some point when I was younger, I came to a conclusion, if you don't have the money to pay in cash, don't buy it. So many people these days just try and make the payments fit into their lifestyle, all the meanwhile racking up debt.