A wise man once said and I quote "NO AMOUNT OF WEALTH CAN CHANGE THE PAST, BUT WITH HARD WORK AND PROPER SACRIFICE, YOU CAN BUY THE FUTURE"
I believe him. Until your last breathe, the future is always larger than the past.
However, the past and present is what shapes the future, so if you play now, you'll pay later. But if you decide to pay now, you'll definitely play later. Thanks u @nutbussy247