I like the concept of UBI especially as many people will be made redundant by AI and will definitely need UBI. The main benefit of this is people will not be stressed out because of money as UBI will at least cover their basic needs. Of course this also produces a new problem, what do people who have their basics covered do to pass the time away? People tend to explore things they shouldn't when they have too much free time on their hands.
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We could end up with a population that spends all their time playing World of Warcraft while on heroin. It is definitely possible that people spend the majority of their time in a computer-generated paradise. I am honestly not really sure if that is a good or bad outcome