That's a good way to look at it. I figure that anything that goes down has to go up again unless there's something fundamentally wrong. Hence, one may as well dip into cryptocurrencies because it's certainly not going away any time soon!
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my opinion (hope and wish) is that crypto currencies will replace fiat.
Hmmmm. I guess if we start using cards backed by cryptocurrency, it could happen. I can imagine it running side by side with fiat currency, but not replacing. But it will definitely be a good thing for cryptocurrencies to be more acceptable.