I agree with your last ideas. We have to come up with something that creates value more than the bank does. Day by day my steam account value is decreasing. If some step do not took than soon my account will come in pennies.
People who really care about posting they must get the worth instead getting pennies. People who's videos is watched they are getting pennies. It not like Youtube that as much you watch that much promotion is done of your videos.
We have to come up with innovation and good ideas that creates the value of steem.
Regarding power down, I think those who want money they anyways going to get in 13 weeks or 4 weeks, they will do it. People who want to remain invested and grow they will remain. But how long, they also worth their money which is invested or earned hard way.
Few days back I have posted blog about how to increase Why STEEM Value Decreasing! Ideas to increase Steem Value steem and I got only nine votes and not a penny I earned. This shows nobody cares about steem value. Everybody wants money and saving their precious upvote and comments.
If something is not done soon than according to calculation after 20 days Steem value will be $0.01 and after 91 days steem dollar value will be $0.01.
I can help, let discuss ways and ideas and contribute to beat facebook and youtube. I am not against them but I am with people. Instead Facebook and Youtube earns let we people earn.
There are many ways to increase steem value. We can introduce Dai crypto in steem. And many more. Let discuss in Why STEEM Value Decreasing! Ideas to increase Steem Value