The root of the problem goes deeper than medium of exchange, it's government, lobbyists - taxes. Sure there's no need for government but today there's too much government and the fascism attached to it via the lobbyists and the result of taxes to pay for the fascism. Get rid of the lobbyists, lessen government or just get rid of it, make everyone accountable for they're own actions....... no taxes or low taxes. Basically get back to the constitution again. The pendulum swings back and forth over the centuries and we're at a cross road of too much government involvement leading to less involvement. Digital currencies will play a role, but will evolve. Unfortunately, usually with a bit a pain in the process.
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I agree but unfortunately, it will probably only get worse before it gets better. Why? Because it can get a whole lot worse and it is really just not painful enough yet for the average person. Just look at Venezuela to see how much people will take.
Ya...... I hate to think about it. But something similar to Venezuela around the world will probably occur before the elites let go of their reign of power and then the cycle can start all over again..... by the way, you do great work .