@Charliesherem so, are you saying we will still be earning just not as much? I heard it was going to completely stop? And I'm a bit confused on what your proposing here as your idea is about to be implemented by Ned and Dan next week?
Maybe I'm just tired and read wrong, I will have to re-read later on lol
Update:
ok I see, but I believe the whole idea from the beginning was to have an investment vehicle type social platform. I think buying SP is perfectly fine. I'm in this for the investment ride as well.
The proposed changes still have an effective interest rate on SP but it will be very low. The purpose of it as an incentive (reducing inflation) for very long term investors. Over the short term you won't even notice it (unlike now).